Privacy Policy

This Privacy Policy governs the manner in which HSK Insurance Solutions collects, uses, maintains and discloses information collected from users (each, a "User") of the www.hskinsurance.com website ("Site"). This privacy policy applies to the Site and all products and services offered by HSK Insurance Solutions.

 

 

Personal identification information

We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, respond to a survey, fill out a form, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.

 

Non-personal identification information

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

 

Web browser cookies

Our Site may use "cookies" to enhance User experience. User's web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

 

How we use collected information

HSK Insurance Solutions may collect and use Users personal information for the following purposes:

 

• To personalize user experience - We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.

• To run a promotion, contest, survey or other Site feature - To send Users information they agreed to receive about topics we think will be of interest to them.

• To send periodic emails - We may use the email address to send User information and updates pertaining to their order. It may also be used to respond to their inquiries, questions, and/or other requests.

 

How we protect your information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.

 

Sharing your personal information

We do not sell, trade, or rent Users personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above.

 

Third party websites

Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website's own terms and policies.

 

Advertising

Ads appearing on our site may be delivered to Users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile non personal identification information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This privacy policy does not cover the use of cookies by any advertisers.

 

Changes to this privacy policy

HSK Insurance Solutions has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

 

Your acceptance of these terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

 

Copyright

This World Wide Web site (“web site”) and all information it contains are the property of hskinsurance.com and its licensors. Any use of the information on this web site (including reproductions other than specified, modifications, distribution, or republication) without the prior written permission of hskinsurance.com is strictly prohibited.

 

Your Access to and Control Over Information

You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website.

 

Security

We take precautions to protect your information. No sensitive information (such as credit card data) is collected via this website. When you submit contact information, the data is sent directly to our offices. Only employees who need the information to perform a specific job (for example, credit counselor or customer service) are granted access to personally identifiable information.

HSK Insurance Solutions has provided links to Internet sites maintained by third parties, over which HSK Insurance Solutions has no control. HSK Insurance Solutions  does not endorse the content, operators, products or services of such sites, and HSK Insurance Solutions f is not responsible or liable for the content, operators, availability, accuracy, quality, advertising, products, services or other materials on or available from such sites. HSK Insurance Solutions shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, products or services available on or through such sites. HSK Insurance Solutions complies with the Gramm-Leach Bliley Act.

 

Information We Collect

We may use cookies to store your preferences, recognize you as a repeat visitor, and track traffic patterns on our site. We use this information to make your experience with us more user-friendly. We may use cookies to personalize your experience at our web pages, recall your specific information on subsequent visits, or offer you products, programs or services. Companies that may advertise on our Website (and their agents) might use their own cookies. This Policy does not cover how these companies use their cookies. You can opt to have your browser reject cookies.

 

At the Website, you may be able to request information or register and save your information for later reference. The types of Personal Information that may be collected at these pages of the Website include name and email address, address, loan information, and telephone number. Except as permitted by law or as otherwise disclosed in this Policy, we will share your Personal Information with Document Preparation, Submission and Tracking Service companies.

 

Do Not Call Registry Disclaimer & Compliance

By submitting personal contact and/or financial information through (hskinsurance.com domain), the user hereby grants written permission to hskinsurance.com, its affiliated sites, and its business partners for contact via telephone, mail, and/or e-mail. Further, by submitting any form at hskinsurance.com you are consenting to receive phone calls from hskinsurance.com, its affiliated sites, and its business partners for contact via telephone and thereby registrants waive their right to file a claim with the FTC or any other agency in reference to these calls or contacts.

If you feel that we are not abiding by this privacy policy, you should contact us immediately via writing us at:

Address:
HSK Insurance Solutions 
4241 Jutland Drive
Suite 101
San Diego, CA 92117

 

Contacting us

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us: (888) 963-9537

 

This document was last updated on August 26, 2015.